A Range of Options to Manage Finances
When account holders need to quickly and securely move money between accounts or financial institutions, our full range of options — including bill pay, peer-to-peer (P2P) payments, real-time payments, wires, and transfers — helps consumers manage finances in multiple ways.
Offer Seamlessly Integrated Bill Pay Tools
Consumers consistently seek to pay bills from anywhere, at any time. Apiture’s seamless integrations with industry-leading bill payment providers allow consumers to:
- Consolidate all payees in one location, eliminating the need to log in from multiple billers’ sites
- Make bill payments from a computer, tablet, or mobile device — directly from digital banking.
- Set up e-bills, payment reminders, and automatic payments, as well as expedite payments and attach invoices.
Enable Users to Send Payments to Friends and Family
Today’s consumers need a fast, safe, and easy way to send money to friends and family. We offer a choice of Zelle® and Neural Payments within digital banking. These tools allow account holders to:
- Send and receive money directly between almost any checking or savings account in the U.S., typically within minutes
- Pay people they know and trust, even if the recipient uses a different financial institution
Allow Consumers to Pay in Real Time
To meet demand for faster payments, Apiture’s Consumer Banking solution enables real-time payments through both The Clearing House’s RTP network and the Federal Reserve’s FedNow service. With real-time payments, your account holders can:
- Access an account-to-account instant payment option available around the clock
- Send and receive payouts that require speed, such as gig economy pay
- Take advantage of a payment option that costs less than wires
Present Multiple Transfer Options
Consumers often require simple, secure methods to move money — between accounts within your financial institution and to/from other institutions. Apiture fills this need with transfer options users can initiate through Consumer Banking, including:
- Standard: Transfers between two of an individual’s own accounts within your financial institution
- Multi-account: Transfers between multiple accounts owned by the same individual within your financial institution
- Cross-account: Transfers from an individual’s own account to another user’s account within your financial institution
- External account: Transfers to and from accounts at your financial institution and an external account
Ready to See How Apiture Can Deliver for You and Your Account Holders?
Get in touch to see how the Apiture Digital Banking Platform can fuel your institution’s growth.