Meet Your Digital Banking Partner

A Different Kind of Solution Provider

At Apiture, our mission is to empower financial institutions to know and serve their clients with the care of a traditional community institution at the scale, speed, and efficiency required in today’s digital world. With more than 300 clients throughout the U.S., we deliver comprehensive online and mobile solutions that support banks and credit unions of all sizes.

Expertise and Service

Digital Focus

We’re exclusively focused on digital banking. That means 100% of our resources and R&D is dedicated to partnering with our clients to deliver the most modern, innovative online and mobile solutions. When it comes to digital banking, we do it all — and we don’t do anything else.

Unique History

Apiture’s history began in 2017 as a joint venture between First Data Corporation and Live Oak Bank. We’ve had 300+ clients live from day one, and we’re audited and compliant with FFIEC and SOC 2. Our team has expertise born from experience, with hundreds of years of collective experience at leading U.S. banks and credit unions. With the agility of a startup and operational efficiency of a mature company, we offer the best of both worlds. 

Speed to Innovation

We understand the fintech ecosystem better than anyone, and we deliver that expertise to you. With integrations to hundreds of best-of-breed solutions and an API-first approach that makes it easy to add new partners, we help your digital banking platform stand out.

Learn Apiture’s Origins

Hear from members of our executive team about Apiture’s unique history and how we’ve evolved since our founding in 2017.

Award-Winning Solutions

Apiture has been recognized by the industry for our innovative platform and solutions:

Celent 2022 XCelent Awards Breadth of Functionality Winner for Retail Digital Banking and Small Business Digital Banking Platforms, as well as a Functionality Standout in both reports.

Overall Leader in the 2022 Small Business Digital Banking Vendor Scorecard, Javelin Strategy & Research

Overall Leader in the 2021 Digital Banking Platform Vendor Scorecard, Javelin Strategy & Research

Winner Best Business Digital Banking Solutions Provider 2022 and Finalist, Consumer Digital Banking Solutions Provider 2022, FinTech Futures Banking Tech Awards U.S.

Gold Winner for Embedded Finance Innovation 2023, Platinum Winner for Banking Innovation 2021 and 2022, Juniper

Most Effective Bank-FinTech Partnership for engagement with First Reliance Bank, IBS Intelligence FinTech Innovation Awards 2023

Most Innovative API/Open Banking Model: Most Impactful Project for engagement with Live Oak Bank, IBS Intelligence FinTech Innovation Awards 2021

Innovation Partner of the Year, MX’s 2023 Innovator Award Winners

Global Fintech Awards finalist 2021, Benzinga

The Coastal Entrepreneur of the Year 2022, University of North Carolina Wilmington’s Center for Innovation and Entrepreneurship and The Greater Wilmington Business Journal

Winner 2023 FinTech/InsurTech and Great Tech Places to Work, Finalist for the 2022 NC Tech Awards in FinTech/InsureTech

Our Leaders

Chris Babcock

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Christopher Cox

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Matt Ellis

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Ash Good

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Hunter Broadwell

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Robert Link

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David Biesack

Amanda Briley

Bob Burgarino

Lori Caddell

Sean Darragh

Jennifer Dimenna

George Ekdahl

Daniel Haisley

Roman Hawkins

Ward Howell

Ross Inman

Kevin Patton

Lindsay Rajsky

Jane Tague

Shannon Tully

Brad Wisdom


Chris Babcock

Chris has over 25 years of experience in financial services technology with a balanced background across technology, business, sales, and delivery. Chris was a co-founder of the Americas office of Clear2Pay in 2005 as CTO. After the FIS acquisition of Clear2Pay in 2014, Chris held leadership roles in technology, product management, sales, and pre-sales. Prior to his tenure at FIS and Clear2Pay, Chris held various technology and leadership positions at S1 Corporation and Accenture. Chris holds a Bachelor of Science degree in Computer Science from Duke University.


Christopher Cox

Chris Cox serves as the Chief Operating Officer of Apiture and oversees all aspects of business operations. Previously, Chris was the General Manager of First Data’s digital banking business. He also led mobile payment product development efforts at First Data. Prior to joining First Data, Chris was a Principal Consultant at Diamond Management & Technology Consultants and a Staff Consultant at CSC Consulting. Chris has more than 20 years of experience in banking, payments, mobile commerce, product innovation, and technology strategy. Chris holds a bachelor’s degree in mathematics from Miami University in Ohio, and an MBA from Duke University.


Matt Ellis

Matt is a proven leader with over 25 years experience in banking and technology. Matt began his career at Bank of Boston in various product and project management positions. After Bank of Boston was acquired by Bank of America, Matt shifted from banking to technology, with leadership positions in Sales, Product and General Management at S1, Clear2Pay, ACI and Merrill.


Ash Good

Ash Good is the Chief Financial Officer at Apiture. Prior to Apiture, Ash served as the Chief Audit Executive at PPD, a global contract research organization (CRO). Additionally, Ash spent 11 years at GE where he held roles as Lean Six Sigma Black Belt, Business Unit Controller, FP&A Manager, and Business Unit Finance Leader in the Aviation and Nuclear businesses. He started his career as a Branch Manager and Small Business Banker for First Citizens Bank and Wachovia (now Wells Fargo). Ash is a graduate of Appalachian State University with a degree in Finance and holds an MBA from Xavier University in Cincinnati, Ohio.


Hunter Broadwell

Hunter Broadwell joined Apiture in 2018 and brings more than 15 years of business law and litigation experience to his role as General Counsel and Chief of Staff.  He is responsible for the Apiture legal and privacy functions, corporate secretarial activities, and corporate development.  Prior to joining Apiture he served as a managing legal counsel for a global clinical research organization. Hunter holds a J.D. and B.A. in economics from the University of North Carolina at Chapel Hill.

Explore Apiture


Apiture’s innovative work environment offers employees leading benefits, flexible scheduling, and collaborative office spaces. Find out how to join our dynamic and growing team….

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Don’t Wait

Learn how Apiture’s digital banking solutions can help you stand out. Contact us today to get started.

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