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For information about incorporating a P2P payments service into your online banking platform, contact the Apiture Sales Team.
P2P Payments
Digital banking users are increasingly looking for a fast, safe, and easy way to send money to others for personal reasons or for services provided. By integrating a peer-to-peer (P2P) payments service into your digital banking platform, your users can send and receive money directly between almost any checking or savings account in the U.S.
With several P2P payments options available, Apiture allows financial institutions to choose the solution that best meets their needs:
Apiture’s available P2P payments options offer consumers a fast, safe, and easy way to send and receive money between friends and family, even if the recipient uses a different financial institution. A U.S. checking or savings account is required, and transactions between enrolled consumers typically occur in minutes.
P2P payments options are fully integrated into your digital banking platform and are not tied into a specific bill pay platform. The payment process uses an email address or U.S. mobile phone number, taking sensitive financial data out of the equation.
For small businesses that want to use P2P payments services, Zelle® offers an integration with Apiture Business Banking, allowing an easy way to send, request, and receive money with an email address or U.S. mobile phone number. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their U.S.-based financial institution’s online or mobile banking experience.
For information about incorporating a P2P payments service into your online banking platform, contact the Apiture Sales Team.