Apiture Digital Banking Platform

Flexible, Innovative Solutions

Secure and Reliable

Our platform is built on the Amazon Web Services (AWS) cloud, which delivers unmatched uptime, security, and reliability. Our administrative portal monitors systems 24×7 to identify issues before your account holders do — even when the issue stems from a third party. 

Established Network of Fintech Partners

Understanding the evolving fintech environment can be a daunting task. Apiture does the legwork for you by vetting and partnering with today’s most innovative and best-of-breed solution providers. Through partnerships with more than 200 fintechs, we give you choice and flexibility to create a digital experience best suited to your unique user base.

Core Agnostic

With more than 40 core integrations, the Apiture platform is ready to support your institution. Our solutions are built to ensure an easy transition when changing digital banking providers, and at the same time, minimize changes to your internal processes.

Redefining Digital Banking

Learn more about our award winning solutions for business and consumer banking, trusted by more than three hundred banks and credit unions nationwide.

Consumer Banking

In our digital-first world, consumers expect their bank or credit union to keep up with the latest technology trends. Our Consumer Banking solution lets you deliver the same features as the largest providers without losing the personalized relationship you’ve built with your community.

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Business Banking

Provide your business clients with a full-featured experience that seamlessly integrates with their retail account and is created to meet the needs of small and mid-size businesses. With security, controls, payments, and enhanced reporting features, your business users will spend less time banking and more time building their business.

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Account Opening

Let consumers and businesses open a new account wherever they are. With our Digital Account Opening solution, new account holders can open and fund deposit and loan accounts in minutes from any device.

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API Banking

Apiture’s API banking solution allows you to explore new partnerships through an embedded banking strategy and extend banking services through new distribution channels.

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Data Intelligence

Apiture’s Data Intelligence solution allows your institution to glean important insights from user activity, empowering you to act quickly to acquire new customers, cross-sell products and services, and retain business. With our multi-tiered data toolset, you can dial into the level of engagement you want over your data.

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Featured Technology Partners

Alacriti is a leading financial technology company with a comprehensive money movement and payments services platform, dedicated to helping our clients accelerate their digital transformation. Built on a flexible, cloud-native framework, our array of solutions allow clients to deliver the money movement experiences and payments innovation that today’s users demand, while seamlessly integrating with their internal infrastructures.
Alloy is the Identity Decisioning Platform that helps banks and fintech companies automate their decisions for onboarding, transaction monitoring and credit underwriting.
DefenseStorm provides cybersecurity, cybercompliance and cyberfraud solutions specifically built for banking to achieve and maintain Cyber Safety & Soundness. The DefenseStorm GRID is the only co-managed, cloud-based and compliance-automated solution of its kind, operating as a technology system and as a service supported by experts in FI security and compliance.
Deluxe is an Apiture partner featuring an integrated RDC Suite with flexible and secure solutions to support merchant, mobile, business mobile and payment capture. As a payments and technology company, Deluxe solutions help businesses pay and get paid, accelerate growth, and operate more efficiently. Supporting approximately 4.5 million small businesses, over 4,000 financial institutions and hundreds of the world’s largest brands, Deluxe is a trusted, dedicated business partner.
ENACOMM is a leading FinTech provider of intelligent, omnichannel self-service and data processing solutions to the financial services industry. ENACOMM’s conversational banking products (IVR and Voice/Chat AI-based Assistants) and data services (Real-time Analytics, Fraud Prevention, CRM and real-time Alerts) are delivered as hosted services or on-demand through the cloud, making its services affordable for financial organizations of any size.
Glia is reinventing how businesses support their customers in a digital world. Glia’s solution enriches online experiences with seamless digital communication choices (from messaging to voice and video), OnScreen collaboration and AI-enabled assistance.
IDology, a GBG company, is transforming identity verification and fraud deterrence for businesses worldwide with innovative, multi-layered solutions and the data control, precision and transparency needed to build trust in a digital world. With frictionless, secure digital identity verification, IDology helps businesses stay ahead of shifting fraud trends and empowers them to build trust, deter fraud and maintain compliance for long-term revenue growth.
The MeridianLink platform features SaaS cloud-based products and services that span the entire digital lending journey, end-to-end. MeridianLink’s industry-trusted digital lending, deposit account opening, collections, and data solutions—for consumer and mortgage lending—easily integrate within their platform.
Mambu launched in 2011 with the aim of enabling free access to modern financial services for all. The only true SaaS cloud banking platform, Mambu’s unique composable approach allows for the flexible assembly of independent components and systems to fit the exact needs of your business and customers. The Mambu team of 900 is spread across the globe and supports over 250 customers in 65 countries.
MX provides the fastest and most reliable way to connect customers with their financial accounts. Transactional data is cleansed and enhanced, enabling end-users to easily understand and manage their finances. The data also allows Financial Institutions to derive insights that help them better segment their customer base and deliver intelligent and personalized communications and campaigns.
Neural Payments is a fintech partner that assists financial institutions in adopting change at or ahead of market pace. Neural Payments offers a peer-to-peer (P2P) payments solution that improves the member experience by allowing customers to send money to anyone they choose without the need for a third-party app, and with the added protection of the Fraud Rules Engine.
SavvyMoney is a leading provider of credit scores, pre-qualified loan offers, and analytics—helping financial institutions further improve and personalize the digital banking experience for their customers.

My [Apiture] customer success manager has taken the time to get to know me and my expectations. When I have a question or issue, I can always get my CSM, or even an upper manager at Apiture team, on the phone. The team listens, takes feedback and really works to improve.

Sherry Darnell AVP of eBanking, Cross Keys Bank

Apiture and our ecosystem partners are crucial in delivering an open banking platform that allows us to treat each of our customers like the only customer in the bank. You simply cannot do that on legacy technology, and we are thrilled to be live with Apiture next-generation platform to deliver on our mission to be America’s small business bank.

James S. (Chip) Mahan III CEO and chairman at Live Oak Bank

Besides opening an account or taking a loan, our online and mobile channels are the most important services we provide. It’s something that people depend upon, and they want to know that it’s safe and secure. It’s critical that they can trust us to provide that experience and we trust Apiture to continue to deliver it.

Sharla Reed VP of electronic banking, Savings Bank of Mendocino County

We’re excited to partner with Apiture to launch our VirtualBank brand. Apiture’s API-first platform will enable VirtualBank to work with the leading technology companies we need to be able to compete in a digital-first market.

Anthony Restel CEO, First Horizon / Virtual Bank

We’ve had a lot of positive feedback on [Apiture’s] new mobile experience. I’ve even been contacted at home in the evening from members and employees telling me how much they enjoy the new application.

Jenny Casteel Director of ecommerce, Listerhill Credit Union

The custom development with Apiture was one of the most effortless projects we’ve worked on. It was very low maintenance from the FI side, which was amazing.

Dustin Kizer Digital services director, Alabama Credit Union

Don’t Wait

Learn how the Apiture Digital Banking Platform can help you stand out.

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