Our Board of Directors Chris Foskett Read Bio Chris Foskett Christopher Foskett is Executive Vice President, Head of Corporate and Business Development at First Data. He reports directly to Chairman and CEO Frank Bisignano and is also a member of First Data’s Management Committee. Chris joined First Data in May 2014 as the Head of Global, Strategic & National Accounts, where he was responsible for helping grow the company’s largest financial institution, retail, government, and business clients. Prior to his arrival at First Data, Chris spent three years at J.P. Morgan, where he was head of JPM Treasury Services North America and head of global sales. Chris also spent 18 years at Citi in a number of key executive roles, including global head of mergers and acquisitions, head of global sales for Transaction Services and global head of the Financial Institutions Group in the Corporate Bank. Chris is a member of the Board of Directors of Verisk Analytics (VRSK), an NASD firm with over $10 billion in market capitalization, and is the company’s chairman of the audit committee and serves on the finance committee. Chris lives in New York City with his wife and three children. Chip Mahan Read Bio Chip Mahan Mr. Mahan is the Founder, CEO and Chairman of the board of directors at Live Oak Bank. Mr. Mahan is a founding member of nCino and serves on nCino’s board of directors. Prior to Live Oak Bank, Mr. Mahan was the Chief Executive Officer and Chairman of the Board for S1 Corporation and founder of Security First Network Bank, the world’s first Internet bank. Under his leadership, S1 Corporation grew to become a $234 million software and services provider in only six years, averaging more than 200 percent growth year over year. At its peak, S1 had a market capitalization of $7.8 billion. During his term as CEO, Mahan was ranked as one of the 10 Most Influential Personalities in Financial Services by FutureBanker magazine. Prior to founding Security First Network Bank and S1 Corporation, Mahan launched Cardinal Bancshares, where he served as Chairman and Chief Executive Officer. Mahan built Cardinal into an institution with $800 million in total assets and took the company public in 1992. Before launching Cardinal, Mr. Mahan spent several years with Citizens Union National Bank & Trust Co., serving as President, Chief Operating Officer and Vice Chairman and becoming Chairman and Chief Executive Officer in 1984. In 1986, Mr. Mahan formed an investment group that purchased Citizens Union and subsequently sold it to BankOne Corp. of Columbus, Ohio. Mr. Mahan began his career in 1973 at Wachovia Bank & Trust Co. in Winston-Salem, NC, after graduating with a Bachelor’s degree in Economics from Washington & Lee University in Lexington, VA. Barry McCarthy Read Bio Barry McCarthy Barry McCarthy serves as Executive Vice President, Head of Network and Security Solutions (NSS). The $1.6 billion NSS segment is one of First Data’s three publically reported segments. It includes all of the firm’s network, debit, prepaid, ACH/check, fraud, security, secure digital distribution, online and mobile banking, and government solutions. Collectively these businesses process more than $3 trillion in annual volume and support more than one billion cardholders. Previously, Barry was responsible for the turnaround of the firm’s Financial Services segment. In 18 months, he moved revenue growth from -4% to +7% and increased profit 39% and margin by 1100 basis points. In previous roles at the company, he was a leader in the historic collaboration with Apple™ on Apple Pay™, ran the firm’s merchant business in Asia, and was responsible for creating the best-selling First Data-branded line of point-of-sale terminals, whose vertical integration strategy continues today with the firm’s Clover platform. Prior to joining First Data, Barry led the turnaround of the VeriSign payment business that was acquired by PayPal. He also co-founded and later sold MagnaCash, a Silicon Valley-based micropayments company, whose technology, through subsequent transactions, is currently owned by Digital River (formerly NASDAQ: DRIV). Barry first entered the payments technology industry at Wells Fargo, where he was ultimately responsible for overseeing 14 million cards and 6,500 ATMs. He started his career at Procter & Gamble, where he spent 12 years in brand, customer marketing, and sales management roles, and launched dozens of successful new products on Oil of Olay™, Secret™, Sure™, and Old Spice™. Barry has served on multiple corporate and joint venture boards globally including Standard Chartered Merchant Solutions in Singapore, ICICI Merchant Solutions in Mumbai, Merchant Link in Washington, D.C., PNC Merchant Solutions in Pittsburgh, Bank of America Merchant Services in New York, and as non-executive chairman of eSurg.com in Seattle, an eCommerce medical supply company acquired by Henry Schein Corporation (NASDAQ: HSIC). Barry is the chairman of a new, public-private partnership called FinTechAtlantaTM sponsored by Governor Deal, Mayor Reed, the Metro Chamber, Technology Association of Georgia (TAG) and American Transaction Processors Coalition (ATPC). He served as the 2015 Chairman of TAG, the nation’s largest technology association with more than 30,000 members, and has twice served as Chairman of the statewide Georgia Technology Summit (GTS). He also is on the boards of Woodruff Arts Center and Catholic Charities of Atlanta, where he founded the Youth Leadership Fellows Program. He has previously served on the Board of Junior Achievement of Atlanta. He has been honored with multiple industry awards, and earned an MBA from the Kellogg School of Management at Northwestern University. He lives in suburban Atlanta with his wife and children. Neil Underwood Read Bio Neil Underwood Mr. Underwood currently serves as President of Live Oak Bancshares, Inc. Mr. Underwood is a cofounder of nCino and helps to set technological direction for the company. Prior to joining the bank, Underwood served as General Manager of S1 Corporation (SONE), where he was responsible for the S1 Enterprise division. S1, since acquired by ACI Worldwide, Inc. (ACIW), built and deployed Financial Services systems such as online banking, payments and mobile solutions to over 3,000 financial institutions worldwide. Before S1, Mr. Underwood played a key role in launching the Americas division of Brokat Technologies AG, a global financial services software supplier based in Stuttgart, Germany. Acting as Chief Operating Officer, he was responsible for Retail and Wholesale Banking solutions for the Americas. Mr. Underwood came to Brokat as a principal of Transaction Software, which was acquired in May of 1999. A native of Miami, FL, Underwood holds a Bachelor’s Degree of Science in Industrial Engineering from the Georgia Institute of Technology.